Jessica Ancajas

Jessica Ancajas Author

Jess Ancajas is a financial aid analyst at Mos. She has contributed over 100 articles to Mos Learn.

Some financial aid is free and some financial aid you have to pay back.

Federal student loans often provide better terms than private student loans.

The latest schedule of interest rates for federal student loans hasn’t been updated due to COVID.

You have repayment options when choosing a federal student loan.

You have repayment options when choosing a federal student loan.


Make sure to evaluate the pros and cons of student loans before borrowing.


The responsible use of student loans can help you cover the gap between the cost of tuition and free financial aid.