Apple HBCU Scholars

Financial need is determined by the information you enter into your FAFSA. It's the difference between how much it's going to cost you to go to college, your 'cost of attendance (COA)', minus how much of this cost can you / your family cover, your 'Expected Family Contribution (EFC)'. If your EFC is lower than your COA, you have financial need! If you're not sure about your EFC or COA, reach out to a Mos advisor for help!

Yes! But make sure to read each scholarship application's essay guidelines and requirements, and personalize your essay to each scholarship you apply to. Using the same essay for multiple applications can be a time-saver, but changing just a sentence or two can make a difference!

Each scholarship has a set of requirements: specific factors that determine whether or not you're eligible to apply. You can visit the scholarship site to find this information, or fill out the Mos quiz to be automatically matched with scholarships you qualify for! FYI: the more information you share with Mos, the better scholarship matches Mos will make!

The main difference between an official transcript and an unofficial transcript is an official transcript can't be viewed by you, and an unofficial transcript can be viewed by you. An official transcript contains an official seal, mark, and / or signature from your school, and is sent directly to the scholarship you're applying to. An unofficial transcript contains the same information, but it will be given to you first, and then you can send or upload it to the scholarship you're applying to.