Karen Ha Scholarship

You can find your 'adjusted gross income' (or AGI) on line 11 of your federal taxes (IRS Form 1040). AGI tends to be lower than your total income as certain things are deducted from it (like student loan interest).

Adjusted Gross Income is technically defined as gross income —which includes any wages, dividends, capital gains, business income, retirement distributions, and more — minus items such as student loan interest, educator/teaching expenses, alimony payments, and contributions to a retirement account.

To prioritize your scholarship applications, think about which scholarships you have the best chance of getting (the most specific ones, with more than one winner), the ones due the soonest, and the ones that are awarding the most money.

Tip: We recommend you make a schedule for yourself to follow to stay organized and on track throughout the scholarship application season! You can always ask a Mos advisor for help.

A letter of recommendation (letter of rec) is a letter written by someone in your life who can speak to your achievements, positive traits, and potential. It's basically a summary of why you're great and deserve the scholarship or funding you're applying for! Typically, students ask teachers, mentors, coaches, or employers (never family or friends). FYI: You have to ask someone to write a letter of rec for you.