The Esperanza Education Fund

Financial need is determined by the information you enter into your FAFSA. It's the difference between how much it's going to cost you to go to college, your 'cost of attendance (COA)', minus how much of this cost can you / your family cover, your 'Expected Family Contribution (EFC)'. If your EFC is lower than your COA, you have financial need! If you're not sure about your EFC or COA, reach out to a Mos advisor for help!

A letter of recommendation (letter of rec) is a letter written by someone in your life who can speak to your achievements, positive traits, and potential. It's basically a summary of why you're great and deserve the scholarship or funding you're applying for! Typically, students ask teachers, mentors, coaches, or employers (never family or friends). FYI: You have to ask someone to write a letter of rec for you.

Yes! You can use the same letter for multiple scholarships. Make sure the letter meets each scholarship's requirements, and isn't too specific to one scholarship. Tip: You might have to ask your recommender to change the wording for different applications.